Bank Statement Analyzer
Through Bank Statement Analzyer, Digitap helps banks and financial institutions to complete the income verification process digitally. Custom scorecards and transaction level classification and narration would assist in faster decisioning.
Digitap offers below three modes of analyzing the bank statements
- Net banking
- PDF Upload
- Account Aggregators
Net banking
Digitap provides front end to extract customer's bank statements using netbanking credentials.
Features :
- Support for Multi Factor Authentication (MFA)
- Multiple Account selection
- Form 26AS Support
PDF Upload
Digitap provides API/UI to accept PDF statements from customers and validate them before generating reports.
Features :
- Theme support - User interface with the custom theme
- PDF upload - With backend API or UI
- Acceptance Policy - policy based on which we accept the bank statement and generate the report
Account Aggregators
Digitap is a certified TSP (Technology Service Provider) which develops modules to obtain Financial information of a customer (including the bank statement information) directly from the banks (through APIs) using Account Aggregator framework.
Features :
- Sahamati certified TSP, working with major AAs
- Responsive and theme-able UX
- Monthly subscription model available
USPs of Bank Statement
Custom Scorecards
Best-in-class salary detection
Report in various forms (Excel, PDF, JSON, XML)
Agent portal for manual upload of bank statements
Categorization of UPI transactions
Enhanced Fraud & Tamper detection module for PDF frauds
Use Cases
Loan Sanctioning
Salary Detection
Income verification